Loan Planning Tool
EMI Calculator
Estimate your monthly loan EMI, total interest payable and total repayment amount based on the loan amount, interest rate and tenure entered below.
Loan Details
Plan Your Loan
Enter exact values manually or use the sliders below.
You can type an exact loan amount manually.
Total repayment period: 240 months
Estimated Result
Your Loan Projection
Based on the loan amount, interest rate and repayment tenure selected.
Estimated Monthly EMI
₹21,696
Principal Loan Amount
₹25,00,000
Total Interest Payable
₹27,06,939
Total Amount Payable
₹52,06,939
Repayment Breakdown
For a loan of ₹25,00,000 at an annual interest rate of 8.5% for 20 years, the estimated monthly EMI is ₹21,696.
Important Information
EMI calculation is an estimate
This calculator is provided for informational and illustrative purposes only. The calculated EMI and repayment amounts are estimates based on the values entered by the user.
Actual EMI, interest payable and total repayment may differ depending on the lender's method of calculation, interest rate changes, loan disbursement date, repayment schedule, processing charges, insurance, taxes and other applicable fees.
Please review the applicable loan agreement, repayment schedule and terms provided by the bank or financial institution before making a borrowing decision.
EMI Formula: EMI = P × r × (1 + r)ⁿ ÷ ((1 + r)ⁿ − 1)