Investment Calculator
SIP + Lumpsum Calculator
See the combined potential value of an initial lumpsum investment together with regular monthly SIP investments.
Investment Details
Build Your Investment Plan
Start with a one-time investment and continue investing through a monthly SIP.
You can manually enter any exact amount.
You can manually enter any exact SIP amount.
Standardized Illustration
12.62% p.a.
This rate is used only for illustration. It is not an assured, promised or guaranteed investment return.
Your Investment Projection
Combined Investment Projection
See your total investment, growth and projected value in one simple summary.
Combined Illustrative Future Value
₹13,69,653
Projected combined value of your lumpsum and monthly SIP after 10 years.
Your Total Investment
₹6,50,000
Initial Lumpsum
₹50,000
Total SIP Invested
₹6,00,000
₹5,000 × 120 months
Future Value Breakdown
Lumpsum Portion
Future Value
₹1,64,106
SIP Portion
Future Value
₹12,05,547
Total Illustrative Growth
Growth from both investments combined
₹7,19,653
In Simple Words
You invest ₹50,000 initially and ₹5,000 every month for 10 years.
Your total contribution would be ₹6,50,000, and at an assumed annual return of 12.62%, the combined illustrative future value is ₹13,69,653.
Understanding Your Result
Investment + Growth = Illustrative Future Value
Total Invested
₹6,50,000
+ Illustrative Growth
₹7,19,653
= Future Value
₹13,69,653
Investment Planning
Why combine Lumpsum + SIP?
If you already have money available for investment, you may wish to invest that amount as a lumpsum while continuing to build your investment through regular monthly contributions. This calculator illustrates the combined mathematical effect of both investments over the selected period.
Important Investor Disclosure
Investment returns are not guaranteed
This calculator is intended solely for informational, educational and illustrative purposes. The results are mathematical projections based on the assumptions entered by the user.
Actual investment returns are market-linked and may be higher or lower than the assumed rate. The assumed rate should not be interpreted as an assurance, promise or guarantee of returns.
The illustration does not automatically account for taxation, exit load, applicable expenses, changes in SIP amounts, skipped instalments or other factors that may affect actual investment value.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Calculation Method
Lumpsum and SIP values are calculated separately and then combined to arrive at the illustrative future value.